MoneyBook

Privacy Policy

Last updated: 15 July 2026

The short version

MoneyBook is a personal expense tracker designed to be private by default. This policy explains what happens to your information when you use the app. In short: it stays with you.

1. Information we collect

None. MoneyBook does not require an account, email, phone number, or any sign-up. We do not collect personal information, usage analytics, or device identifiers. Everything you enter — transactions, accounts, categories, budgets, and notes — is stored only on your iPhone.

2. Where your data lives

Your data is saved in the app's local storage on your device. It is not uploaded to us or to any server. If you use Apple's device or iCloud backup, your app data may be included in your own Apple backup, which is controlled by you and protected by Apple — we have no access to it.

3. Smart entry & on-device intelligence

MoneyBook's Smart entry feature can read a pasted bank SMS (and, when available, a receipt image) to fill in a transaction for you. This is powered by Apple's on-device intelligence and runs entirely on your iPhone. The text or image you provide is processed locally on your device and is never sent to us or any third party.

4. What we do not do

5. Data you choose to export

MoneyBook lets you export your records to a CSV file. This is always initiated by you. When you export, iOS lets you choose where the file goes (for example, Files, Mail, or another app). That destination is yours — MoneyBook does not receive a copy.

6. Children's privacy

MoneyBook does not collect any personal information from anyone, including children. It is suitable for users of all ages.

7. Changes to this policy

If this policy changes, we will update the date at the top of this page and post the revised version here.

8. Contact

If you have any questions about this policy or the app, contact us at support@kanect.info.